$0 Dealer Fee Financing: Embedded in your Estimates
New Product Announcement
Take Control with 0% Promotional Financing
Acorn Finance now offers 0% APR promotional financing — so you can create compelling offers that help close more deals.
The Acorn Finance Advantage
Offering financing through Acorn Finance can be a game-changer for you and your customers.
How It Works
Acorn Finance is fully integrated into CertaPro Painters Estimates, making it easy to use and explain.
Acorn Finance’s Lending Products
We’ll provide your customers with options from 12+ of the nation’s top lenders.
Featured lender
|
$1000-75000
Loan Amount
|
7.74-35.99%
APR
|
3–7 years
Terms
|
560
Minimum Credit Score
|
Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.74%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/.
Managing Acorn Finance
There’s nothing to do, we’ll show up in your estimates automatically.
Acorn Finance is automatically enabled on your estimates
Financing is auto-enabled on your account already. Once you generate an estimate, you’ll see the Acorn Finance Payment Widget displayed underneath the Total Project Amount. All your customer has to do is click on it, and apply for financing.
Calculate your customer’s monthly payments
Use the calculator below to explore real-time rates and terms that are available on the Acorn Finance Marketplace.
Frequently Asked Questions
Learn more about Acorn Finance and our partnership with CertaPro Painters.
Does every CertaPro Painters Sales Rep qualify for Acorn Finance?
Yes! 100% of CertaPro Painters Sales Reps have access to the Acorn Finance integration. There are no qualification requirements on your end. This integration is designed to make offering customer financing simple and accessible to everyone.
Are there any fees associated with using Acorn Finance through CertaPro Painters?
No, the Acorn Finance Marketplace is completely free for all CertaPro Painters Sales Reps. There are no dealer fees, hidden charges, or subscription costs. This is a complimentary tool designed to help you close more deals and grow your business. However, if you’d like to enroll to offer promotional financing including 0% offers for a fee, contact Acorn Finance to learn more.
How does the payment process work with Acorn Finance?
Your customer applies for and, if approved, receives a loan directly from the lender. The lender then funds the customer, and your customer pays you directly for the services rendered. You get paid as you normally would, and Acorn Finance simply facilitates the loan process.
How quickly can my customers get funded through Acorn Finance?
Funding speed varies by lender, but some lenders can fund your customers in as little as 24 hours. This allows your customers to move forward with projects quickly, and you to get paid faster.
Are there any restrictions on what can be financed through Acorn Finance in CertaPro Painters?
No, all purchases made through CertaPro Painters are eligible for financing through Acorn Finance. Whether it’s a small repair or a large renovation project, your customers can explore financing options for any service you offer.
Where is Acorn Finance available?
Acorn Finance is available in most of the continental United States. To see if your specific area is covered, please view our full coverage map.
Get setup today
Get setup with EZ Pay, powered by Acorn Finance
If your franchise isn’t already enrolled, follow these simple steps to get started:
- Please fill out the quick enrollment form with your franchise details.
- Once the form is submitted, Acorn Finance will add you to their system and CertaPro will enable the EZ Pay option in your CertaOne settings. You’ll be notified by CertaPro when the setup is complete.
- Once it’s enabled, the Acorn widget will automatically display on your proposals.
*For any questions during the process, you can contact Madie Cortina for your Branch ID information. You can set up a meeting with our Acorn expert once you’re set up.
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