Offer prequalified financing, embedded in your estimates. $0 Dealer Fees.
The Acorn Finance Advantage
Offering financing through Acorn Finance can be a game-changer for you and your customers.
This is a great tool for me to close more deals and to grow my business. With Financing, I managed to close a deal that I would have otherwise not closed.
Chris
Armor Facilities Service
How It Works
Acorn Finance is fully integrated into improveit 360 Estimates, making it easy to use and explain.
Acorn Finance’s Lending Products
We’ll provide your customers with options from 30+ of the nation’s top lenders.
Featured lender
|
$1000-75000
Loan Amount
|
7.74-35.99%
APR
|
3–7 years
Terms
|
560
Minimum Credit Score
|
Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.74%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/.
Managing Acorn Finance
After a quick and easy sign up, we’ll show up in your estimates automatically.
Sign up in your improveit 360 settings
Find the Acorn Finance section inside your settings, and sign up with a quick and easy form. Once you generate an estimate, you’ll see the Acorn Finance Payment Widget displayed underneath the Total Project Amount. All your customer has to do is click on it, and apply for financing.
See a preview of how financing will appear
Once financing is enabled, you’ll see a preview of what it will look like on your estimate builder.
Financing will show up on your estimates automatically
Your customer will then be able to see what a potential monthly payment could be if they qualify for a loan through Acorn Finance.
Calculate your customer’s monthly payments
Use the calculator below to explore real-time rates and terms that are available on the Acorn Finance Marketplace.
Frequently Asked Questions
Learn more about Acorn Finance and our partnership with improveit 360.
Does every improveit 360 User qualify for Acorn Finance?
Yes! 100% of improveit 360 Users have access to the Acorn Finance integration. There are no qualification requirements on your end. This integration is designed to make offering customer financing simple and accessible to everyone.
Are there any fees associated with using Acorn Finance through improveit 360?
No, the Acorn Finance Marketplace is completely free for all improveit 360 Users. There are no dealer fees, hidden charges, or subscription costs. This is a complimentary tool designed to help you close more deals and grow your business. However, if you’d like to enroll to offer promotional financing including 0% offers for a fee, contact Acorn Finance to learn more.
How does the payment process work with Acorn Finance?
Your customer applies for and, if approved, receives a loan directly from the lender. The lender then funds the customer, and your customer pays you directly for the services rendered. You get paid as you normally would, and Acorn Finance simply facilitates the loan process.
How quickly can my customers get funded through Acorn Finance?
Funding speed varies by lender, but some lenders can fund your customers in as little as 24 hours. This allows your customers to move forward with projects quickly, and you to get paid faster.
Are there any restrictions on what can be financed through Acorn Finance in improveit 360?
No, all purchases made through improveit 360 are eligible for financing through Acorn Finance. Whether it’s a small or large project, your customers can explore financing options for any service you offer.
Where is Acorn Finance available?
Acorn Finance is available in most of the continental United States. To see if your specific area is covered, please view our full coverage map.
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