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Quick. Simple. Secure.

How To Get with Bad Credit

Check $ Offers With No Impact To Your Credit Score


Fill out an easy online form to check for pre-qualified offers with no impact to your credit score

Select offer

Compare terms and payment options to select the offer that’s best for you

Finish application

Complete application process on your selected lender’s website

Receive funding

After your loan is approved, your funds should arrive within 1-2 business days2

Get Started

Check offers in seconds

Get pre-qualified for loan offers with an easy online form

Won't impact
credit scores

Checking offers will not impact your credit score*

payment options

Funding up to $100,000 and APRs as low as 6.99%*

funds quickly

Same-day and next-day available for certain offers*

Check Offers


Get Started


“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”

Bob S.


“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”

Mike T.


“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”

Carol R.


“Your website was really easy to navigate. It was very clear and very simple to use. It was nice to be able to see all the different offers up front.”

Sarah G.

Virginia | Roofing

“I was pleasantly surprised how easy this process was. It couldn’t have been a better experience. Got just what I need for my home project and would do it again should the need arise.”

Drew D.

Virginia | Deck and Roofing

“The first bank we applied with was disappointing. Your process is easier because of the soft credit inquiry, then you get offers, find the best one, and take it.”

Lisa R.

Illinois | HVAC


Spring EQ
OneMain Financial


Trending Topics






Homeowner financing is now available through JobTread at a $0 cost to you!

JobTread has teamed up with Acorn Finance to help you connect your customers with prequalified loan offers from a marketplace of top lenders. Close up to 50% more deals when you make monthly payments possible.

Talk with Acorn’s Expert, Rick!

Instantly connect your customers to choices that close the deal

Easy access to monthly payment options from a marketplace of lenders makes bigger projects more affordable for more people, so you can land more jobs without hoops, hassle, or fees.


No dealer fees

You don’t have to do anything or pay anything

More payment options

12+ trusted lenders fit a wider credit spectrum

Sell more with less effort

When bigger jobs are more manageable, more of them happen


Zero credit impact Checking

Checking prequalified offers won’t affect credit scores

Competitive rates

On-the-spot comparisons encourage persuasive terms

Pre-approval in minutes,

fast funding options Fast and easy, straight from estimates and invoices

How homeowner financing works

Make sure financing is enabled on your estimates and invoices, and watch it work for you.

Send your estimate or proposal

Customers are shown an option to break their project cost into monthly payments

Customers prequalify

A short online form generates prequalified offers from a range of reputable lenders in a few seconds

Customers select offer

Customers apply with their favorite lender for the loan they prefer

Customers receive funding

Loans are approved and paid to the homeowner as soon as the same business day

Acorn Finance notifies you

Acorn Finance notifies you as soon as your customer receives their funds

Customers pay you

You get paid, complete your project, and move onto the next

Checking for loan offers is quick, simple and essential

Let financing help your customers:

  • Sidestep the sticker shock of total project cost
  • Tackle emergencies or strengthen scale
  • Leap over limited cash on hand

Acorn Finance’s satisfied customers could be yours

If you are looking for a great financing company, look no further. Acorn is a one stop shop. Acorn offers up to $100k and makes it really easy for customers to pick the right payment and terms for their budgets. Their selling tips and tricks for financing are a huge help.


StuXure Central Coast

Great marketplace with multiple lenders and no way more efficient with the clients' time, and ultimately a better experience. Bringing financing up more frequently through the process because of Acorn has been huge for me and my team.


Smart Patio Plus

Acorn is a great resource... A super simple finance program that allows our customers to get multiple financing options with no cost or fees to us as a dealer. Acorn lenders approve and fund quickly which creates a cash customer to us. I find when it’s simple for sales to use, it works. Get customers pre-qualified before they buy with no effect on their credit score.


Absolute Outdoor Living


loans processed per year


homeowners check offers per year


top national competing lenders

Trusted lenders fight to fit your customers' best

Book a one-on-one meeting with Rick today!

Talk with Acorn’s Expert, Rick